Robinhood Expands into Home Lending Through Partnership with Sage Home Loans

Robinhood has launched a new mortgage offering for its Gold subscribers through an exclusive collaboration with Sage Home Loans, a digital-first mortgage lender. Eligible Robinhood Gold members can now access discounted mortgage rates up to 0.75% below the national average, along with a $500 closing credit for home purchases or refinances. The offer, available directly within the Robinhood app, builds on a summer pilot and reflects both firms’ focus on leveraging technology to lower costs and simplify complex financial processes.

Sage’s data-driven lending platform powers the experience, guiding borrowers through each step of home financing with improved transparency and reduced friction. The company’s mission to make homeownership more accessible through technology aligns with Robinhood’s broader goal of democratizing finance. Together, the two firms are using digital infrastructure to connect investors’ financial growth with real-world milestones such as buying a home, broadening how fintechs can support wealth creation across income levels.

This collaboration also highlights the “Family Office as-a-Service” theme emerging across WealthTech. Once the exclusive domain of ultra-high-net-worth families, family office functions like liability optimization, lending, and cash management are now moving down-market through technology. By integrating home lending into a retail investing app, Robinhood and Sage are helping everyday investors access traditionally high-touch financial services and bringing the benefits of holistic financial management closer to mass-affluent households.

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