𝗧𝗲𝗺𝗲𝗻𝗼𝘀 𝗔𝗰𝗾𝘂𝗶𝗿𝗲𝘀 𝗮𝗱𝗱𝗶𝘁𝗶𝘃 𝘁𝗼 𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻 𝗜𝘁𝘀 𝗪𝗲𝗮𝗹𝘁𝗵 𝗣𝗹𝗮𝘁𝗳𝗼𝗿𝗺 𝘄𝗶𝘁𝗵 𝗔𝗜 𝗢𝗿𝗰𝗵𝗲𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻
- 3 days ago
- 1 min read
Temenos AG, a global leader in banking technology, has entered into a definitive agreement to acquire additiv AG, a Switzerland-based fintech that provides a specialist platform for orchestrating financial services. additiv integrates process steps and data into a single orchestration layer for wealth and other financial services workflows, enabling banks and wealth managers to design and launch wealth propositions across the full customer journey. The company will become part of the Temenos Group upon completion, retaining its name, brand, and founder-led team running the business on a stand-alone basis.
The deal strengthens Temenos in wealth management with native mass-affluent capabilities and a proven AI-enabled orchestration layer. additiv reports 30 global clients, implementations as fast as three to six months against an industry norm near 12, a Net Promoter Score of +90, and net revenue retention of 138%. Temenos is acquiring 100% of additiv, with consideration split roughly 50% in cash and 50% in equity. Completion is expected in early Q3 2026, subject to customary closing conditions, and the transaction is expected to be marginally accretive to Temenos full-year 2026 ARR guidance.
For advisors, platforms, and integrators, the acquisition signals where AI is generating real value in wealth: orchestration, compliance, and automating multi-step workflows with proper controls and governance, rather than the regulated activities of investment advice and recommendations where AI carries greater risk. additiv's technology lets financial institutions automate processes using AI agents with the right guardrails, improving advisor productivity and reducing cost to serve. It is a clear example of applying AI to large data sets and complex, nuanced journeys where the technology is best suited, while leaving regulated decisions to established frameworks.